California Current Mortgage Rates

LenderAPRRateMonthly
Payment
Contact


OneWest Bank, a Division of CIT Bank, N.A.
NMLS # 541760
3.923%
Thu Dec 14
3.875%
0 Points
30 day lock
$940.47
Fees: $1,162
See Details

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Lenda, Inc.
NMLS # 991397
State Lic # 01926580
4.000%
Thu Dec 14
4.000%
0 Points
30 day lock
$954.83
Fees: $0
See Details

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Ally Bank
NMLS # 181005
3.911%
Thu Dec 14
3.875%
0 Points
45 day lock
$940.47
Fees: $865
See Details

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Rescom Financial Services, Inc
NMLS # 226471
State Lic # 01854569
3.939%
Thu Dec 14
3.875%
0 Points
30 day lock
$940.47
Fees: $1,558
See Details

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Flagstar Bank
NMLS # 417490
3.997%
Thu Dec 14
3.990%
0 Points
30 day lock
$953.68
Fees: $162
See Details

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GROW Mortgages
NMLS # 856168
3.750%
Thu Dec 14
3.750%
0 Points
30 day lock
$926.23
Fees: $0
See Details

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First Mortgage Direct
NMLS # 244476
State Lic # 41DBO-51145
4.000%
Thu Dec 14
4.000%
0 Points
30 day lock
$954.83
Fees: $0
See Details

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LoanLock
NMLS # 237507
State Lic # 603J071
4.000%
Thu Dec 14
4.000%
0 Points
30 day lock
$954.83
Fees: $0
See Details

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ConsumerDirect Mortgage, a division of First Bank
NMLS # 790396
3.875%
Thu Dec 14
3.875%
0 Points
30 day lock
$940.47
Fees: $0
See Details

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E-Click Lending
NMLS # 227765
State Lic # CA-DOC#413 1112
3.875%
Thu Dec 14
3.875%
0 Points
30 day lock
$940.47
Fees: $0
(877) 275-4211
(toll free, no obligation)

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Watermark Home Loans
NMLS # 1838
State Lic # CFL Lic 603J352
3.750%
Thu Dec 14
3.750%
0 Points
30 day lock
$926.23
Fees: $0
See Details

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Northpointe Bank
NMLS # 447490
3.777%
Thu Dec 14
3.750%
0 Points
30 day lock
$926.23
Fees: $650
See Details

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Optimum First Mortgage
NMLS # 240415
State Lic # 01525044
3.780%
Thu Dec 14
3.750%
0 Points
30 day lock
$926.23
Fees: $745
(877) 804-1219
(toll free, no obligation)

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HomePlus Mortgage
NMLS # 78669
State Lic # 01426454
3.997%
Thu Dec 14
3.990%
0 Points
30 day lock
$953.68
Fees: $165
(877) 317-3710
(toll free, no obligation)

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Sebonic Financial
NMLS # 66247 Cardinal Financial
State Lic # 603K498
3.695%
Thu Dec 14
3.625%
0 Points
30 day lock
$912.10
Fees: $1,720
(877) 407-3813
(toll free, no obligation)

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JG Wentworth Home Lending
NMLS # 2925
State Lic # 4131109
4.263%
Thu Dec 14
4.250%
0 Points
45 day lock
$983.88
Fees: $299
See Details

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eRates Mortgage
NMLS # 1071
State Lic # 4130675
3.875%
Thu Dec 14
3.875%
0 Points
30 day lock
$940.47
Fees: $0
(877) 210-6855
(toll free, no obligation)

NEXT »

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.

These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information. Many lenders have different rates on their own Websites than those posted on Bankrate.com. Please identify yourself as a Bankrate consumer to lenders to ensure you get the Bankrate.com rate. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

Use our California (CA) Current Mortgage Rates to compare, research and review lenders before you finalize your mortgage. Find mortgage rates for a first home purchase or refinance from lenders in your area.

Market: Arcadia, Bakersfield, Berkeley, Chico-Redding, Downey, El Centro, Escondido, Eureka, Fremont, Fresno, Healdsburg, Huntington Beach, Irvine, La Jolla, Lake Tahoe, Los Angeles, Modesto, Oakland, Palm Desert, Palm Springs, Palo Alto, Pasadena, Rancho Santa Margarita, Riverside-San Bernardino, Sacramento, Salinas, San Clemente, San Diego, San Francisco, San Gabriel Valley, San Jose, San Luis Obispo, San Rafael-Novato, Santa Barbara, Santa Clara, Santa Cruz, Santa Rosa, Stockton-Lodi, Sunnyvale, Thousand Oaks, Ventura, Yreka

Updated

December 15, 2017

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