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California Current Mortgage Rates

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Rates were collected by on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.

These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information. Many lenders have different rates on their own Websites than those posted on Please identify yourself as a Bankrate consumer to lenders to ensure you get the rate. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

Use our California (CA) Current Mortgage Rates to compare, research and review lenders before you finalize your mortgage. Find mortgage rates for a first home purchase or refinance from lenders in your area.

Market: Arcadia, Bakersfield, Berkeley, Chico-Redding, Downey, El Centro, Escondido, Eureka, Fremont, Fresno, Healdsburg, Huntington Beach, Irvine, La Jolla, Lake Tahoe, Los Angeles, Modesto, Oakland, Palm Desert, Palm Springs, Palo Alto, Pasadena, Rancho Santa Margarita, Riverside-San Bernardino, Sacramento, Salinas, San Clemente, San Diego, San Francisco, San Gabriel Valley, San Jose, San Luis Obispo, San Rafael-Novato, Santa Barbara, Santa Clara, Santa Cruz, Santa Rosa, Stockton-Lodi, Sunnyvale, Thousand Oaks, Ventura, Yreka


September 23, 2019

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