Virginia (VA) Current Mortgage Rates

Use our Virginia (VA) Current Mortgage Rates to compare, research and review lenders before you finalize your mortgage. Find mortgage rates for a first home purchase or refinance from lenders in your area.

LenderMortgage
Type
RatePointsAPRMonthly
Payment
Features


Amerisave Mortgage Corporation
30 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
15 Yr. Fixed
15 Yr. Fixed
15 Yr. Fixed
3.750%
4.000%
4.125%
2.625%
2.875%
3.000%
1.812
0.173

1.993
0.686

4.013%
4.126%
4.237%
3.109%
3.168%
3.193%
$717
$727
$737
$1,044
$1,048
$1,050
  • Direct Mortgage Lender
  • Close in as little as 10 days
  • Apply Online. PreApproved in Minutes

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Discover Home Loans
30 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
15 Yr. Fixed
15 Yr. Fixed
15 Yr. Fixed
15 Yr. Fixed
FHA 30 Yr.
FHA 30 Yr.
FHA 30 Yr.
FHA 15 Yr.
FHA 15 Yr.
FHA 15 Yr.
FHA 15 Yr.
FHA 15 Yr.
4.125%
4.250%
4.875%
4.375%
4.500%
4.625%
3.125%
3.250%
3.375%
3.500%
3.375%
3.500%
3.625%
2.750%
2.875%
3.000%
3.125%
3.500%
1.875
1.125
0.75
0.625
0.25

2.25
1.75
1.125
0.5
2.5
1.875
1.25
2.5
2.125
1.375
1.125
0.125
4.348%
4.410%
5.007%
4.493%
4.586%
4.690%
3.567%
3.618%
3.651%
3.684%
3.578%
3.653%
3.727%
3.113%
3.184%
3.199%
3.288%
3.518%
$747
$752
$806
$759
$768
$777
$1,077
$1,081
$1,083
$1,086
$680
$686
$693
$1,044
$1,049
$1,050
$1,057
$1,074
  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process

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CapWest Mortgage
30 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
15 Yr. Fixed
15 Yr. Fixed
15 Yr. Fixed
5/1 Yr. ARM
5/1 Yr. ARM
7/1 Yr. ARM
7/1 Yr. ARM
7/1 Yr. ARM
20 Yr. Fixed
20 Yr. Fixed
20 Yr. Fixed
20 Yr. Fixed
20 Yr. Fixed
20 Yr. Fixed
10 Yr. Fixed
10 Yr. Fixed
10 Yr. Fixed
3.750%
3.875%
4.000%
2.750%
2.875%
3.125%
2.500%
2.875%
2.875%
3.125%
3.750%
3.500%
4.500%
3.625%
4.750%
3.875%
5.000%
2.500%
2.625%
2.875%
2
1

2
1

2
1
2
1

2
2
1
1


2
1

3.972%
4.014%
4.055%
3.137%
3.116%
3.221%
2.707%
3.006%
3.086%
3.258%
3.805%
3.807%
4.819%
3.816%
4.949%
3.952%
5.080%
3.063%
2.975%
3.014%
$714
$717
$721
$1,046
$1,044
$1,052
$609
$633
$639
$653
$699
$894
$975
$895
$986
$905
$997
$1,453
$1,447
$1,449
  • We Are A Costco Preferred, National Lender.
  • 106 Year Old Family Owned and Operated Bank.
  • Are You A Costco Member? Call Now For Special Costco Member Discounts!

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Integrity Home Loan
30 Yr. Fixed
15 Yr. Fixed
5/1 Yr. ARM
4.125%
3.250%
2.990%



4.180%
3.345%
3.042%
$732
$1,061
$636
  • Don't ever pay upfront fees!
  • A+ rated with Better Business Bureau
  • Work with the best! Call for record low rates!

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Myers Park Mortgage, Inc.
30 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
15 Yr. Fixed
15 Yr. Fixed
15 Yr. Fixed
20 Yr. Fixed
20 Yr. Fixed
20 Yr. Fixed
10 Yr. Fixed
10 Yr. Fixed
10 Yr. Fixed
FHA 30 Yr.
FHA 30 Yr.
FHA 30 Yr.
FHA 15 Yr.
FHA 15 Yr.
FHA 15 Yr.
VA 30 Yr.
VA 30 Yr.
VA 30 Yr.
3.625%
3.875%
4.000%
2.750%
2.875%
3.000%
3.375%
3.500%
3.750%
2.375%
2.625%
2.875%
3.250%
3.250%
3.375%
2.750%
2.750%
3.000%
3.250%
3.250%
3.375%
2
1

2
1

2
1

2
1

2
1

2
1

2
1

3.811%
3.979%
4.021%
3.077%
3.057%
3.037%
3.633%
3.643%
3.779%
2.849%
2.888%
2.929%
3.627%
3.542%
3.586%
3.426%
3.275%
3.379%
3.672%
3.587%
3.630%
$700
$714
$718
$1,041
$1,040
$1,039
$880
$881
$892
$1,438
$1,441
$1,443
$684
$677
$681
$1,067
$1,056
$1,063
$688
$681
$685
  • Direct Lender closing Loans with Industry Leading Rates And Low Fees
  • Over 20 Year History of Great Customer Service
  • A part of CertusBank, N.A.

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PennyMac Loan Services.
30 Yr. Fixed
15 Yr. Fixed
5/1 Yr. ARM
7/1 Yr. ARM
20 Yr. Fixed
10 Yr. Fixed
3.875%
3.000%
2.375%
2.750%
3.625%
2.625%
0.375
0.5
0.75
1
0.5
0.875
4.003%
3.241%
2.521%
2.919%
3.816%
3.054%
$716
$1,053
$594
$626
$894
$1,452
  • (NMLS #35953) HARP 2.0 and FHA experts
  • National, publicly traded mortgage lender
  • Among the lowest rates - compare us apples to apples! CALL NOW.

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Envoy Mortgage, LTD
30 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
3.625%
3.750%
3.990%
2
1

3.867%
3.909%
4.067%
$705
$708
$722
  • Direct local lender in Bethesda, MD - Zero Point Rate Available!
  • Apply On-Line or call and speak with a loan coordinator.
  • Great Rates, Low Fees and guaranteed closing cost. 29th Largest Lender in U.S.

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Close Your Own Loan.com
30 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
15 Yr. Fixed
5/1 Yr. ARM
3/1 Yr. ARM
3/1 Yr. ARM
3/1 Yr. ARM
7/1 Yr. ARM
20 Yr. Fixed
20 Yr. Fixed
20 Yr. Fixed
10 Yr. Fixed
10 Yr. Fixed
10 Yr. Fixed
FHA 15 Yr.
FHA 15 Yr.
3.625%
3.878%
4.000%
2.750%
2.000%
2.250%
2.625%
3.250%
3.125%
3.500%
3.625%
3.750%
2.750%
2.875%
3.125%
2.750%
3.000%
2
0.875

2
2
1.75
1


1.5
0.625

2
1.25

2
0.5
3.865%
4.025%
4.075%
3.172%
2.219%
2.452%
2.772%
3.322%
3.196%
3.775%
3.800%
3.853%
3.366%
3.330%
3.314%
3.172%
3.203%
$704
$718
$723
$1,048
$571
$589
$614
$659
$648
$891
$893
$897
$1,474
$1,471
$1,470
$1,048
$1,051
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

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Seckel Capital, LLC.
30 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
15 Yr. Fixed
15 Yr. Fixed
15 Yr. Fixed
3.750%
3.875%
4.000%
2.875%
3.000%
3.125%
2
1

2
1

3.962%
4.004%
4.046%
3.246%
3.225%
3.204%
$713
$716
$720
$1,054
$1,052
$1,051
  • Low Rates Guaranteed
  • 10 YR Rate Protection Policy, Apply Online 24/7
  • Instant Online Rate Search and Good Faith Estimate

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National Mortgage Alliance
30 Yr. Fixed
15 Yr. Fixed
5/1 Yr. ARM
7/1 Yr. ARM
20 Yr. Fixed
FHA 30 Yr.
FHA 15 Yr.
3.875%
3.000%
2.750%
2.875%
3.625%
3.250%
2.750%







4.031%
3.184%
2.849%
3.022%
3.863%
3.368%
2.899%
$719
$1,049
$620
$634
$898
$663
$1,029
  • Guaranteed Rates. Lowest Fees.
  • 'Neighborhood' service for your refinance or first-time purchase.

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Veterans United Home Loans
VA 30 Yr.
VA 30 Yr.
VA 30 Yr.
3.250%
3.625%
3.750%
2
1

3.709%
4.006%
4.047%
$691
$717
$720
  • Dedicated VA Lender for Veterans & Military
  • Lock in a low fixed rate & payments today
  • VA Loan Experts - Get to closing quicker

Learn More »

County: Accomack County, Albemarle County, Alexandria city, Alleghany County, Amelia County, Amherst County, Appomattox County, Arlington County, Augusta County, Bath County, Bedford city, Bedford County, Bland County, Botetourt County, Bristol city, Brunswick County, Buchanan County, Buckingham County, Buena Vista city, Campbell County, Caroline County, Carroll County, Charles City County, Charlotte County, Charlottesville city, Chesapeake city, Chesterfield County, Clarke County, Clifton Forge city, Colonial Heights city, Covington city, Craig County, Culpeper County, Cumberland County, Danville city, Dickenson County, Dinwiddie County, Emporia city, Essex County, Fairfax city, Fairfax County, Falls Church city, Fauquier County, Floyd County, Fluvanna County, Franklin city, Franklin County, Frederick County, Fredericksburg city, Galax city, Giles County, Gloucester County, Goochland County, Grayson County, Greene County, Greensville County, Halifax County, Hampton city, Hanover County, Harrisonburg city, Henrico County, Henry County, Highland County, Hopewell city, Isle of Wight County, James City County, King and Queen County, King George County, King William County, Lancaster County, Lee County, Lexington city, Loudoun County, Louisa County, Lunenburg County, Lynchburg city, Madison County, Manassas city, Manassas Park city, Martinsville city, Mathews County, Mecklenburg County, Middlesex County, Montgomery County, Nelson County, New Kent County, Newport News city, Norfolk city, Northampton County, Northumberland County, Norton city, Nottoway County, Orange County, Page County, Patrick County, Petersburg city, Pittsylvania County, Poquoson city, Portsmouth city, Powhatan County, Prince Edward County, Prince George County, Prince William County, Pulaski County, Radford city, Rappahannock County, Richmond city, Richmond County, Roanoke city, Roanoke County, Rockbridge County, Rockingham County, Russell County, Salem city, Scott County, Shenandoah County, Smyth County, Southampton County, Spotsylvania County, Stafford County, Staunton city, Suffolk city, Surry County, Sussex County, Tazewell County, Virginia Beach city, Warren County, Washington County, Waynesboro city, Westmoreland County, Williamsburg city, Winchester city, Wise County, Wythe County, York County

City: Abingdon, Accomac, Adwolf, Alberta, Alexandria, Altavista, Amherst, Annandale, Appalachia, Appomattox, Aquia Harbour, Arlington, Ashland, Atkins, Bailey's Crossroads, Bassett, Basye-Bryce Mountain, Bedford, Belle Haven, Belle Haven, Bellwood, Bensley, Berryville, Big Stone Gap, Blacksburg, Blackstone, Bloxom, Blue Ridge, Bluefield, Bon Air, Boones Mill, Bowling Green, Boyce, Boydton, Boykins, Branchville, Bridgewater, Bristol, Broadway, Brodnax, Brookneal, Buchanan, Buena Vista, Bull Run, Burke, Burkeville, Cana, Cape Charles, Capron, Castlewood, Cave Spring, Cedar Bluff, Centreville, Chamberlayne, Chantilly, Charlotte Court House, Charlottesville, Chase, Chatham, Chatmoss, Cheriton, Chesapeake, Chester, Chesterfield Court House, Chilhowie, Chincoteague, Christiansburg, Claremont, Clarksville, Claypool Hill, Cleveland, Clifton, Clifton Forge, Clinchco, Clinchport, Clintwood, Cloverdale, Coeburn, Collinsville, Colonial Beach, Colonial Heights, Columbia, Courtland, Covington, Craigsville, Crewe, Crimora, Crozet, Culpeper, Dahlgren, Dale, Daleville, Damascus, Danville, Dayton, Dendron, Dillwyn, Dooms, Drakes Branch, Dryden, Dublin, Duffield, Dumbarton, Dumfries, Dungannon, Dunn Loring, East Highland Park, Eastville, Edinburg, Elkton, Elliston-Lafayette, Emory-Meadow View, Emporia, Ettrick, Ewing, Exmore, Fairfax, Fairlawn, Fairview Beach, Falls Church, Falmouth, Fancy Gap, Farmville, Ferrum, Fieldale, Fincastle, Fishersville, Floyd, Forest, Fort Belvoir, Fort Chiswell, Fort Hunt, Fort Lee, Franconia, Franklin, Fredericksburg, Fries, Front Royal, Gainesville, Galax, Gate, Glade Spring, Glasgow, Glen Allen, Glen Lyn, Gloucester Courthouse, Gloucester Point, Gordonsville, Goshen, Great Falls, Greenville, Gretna, Grottoes, Groveton, Grundy, Halifax, Hallwood, Hamilton, Hampden Sydney, Hampton, Harrisonburg, Haymarket, Haysi, Herndon, Highland Springs, Hillsboro, Hillsville, Hollins, Honaker, Hopewell, Horse Pasture, Huntington, Hurt, Hybla Valley, Idylwood, Independence, Iron Gate, Irvington, Ivor, Jarratt, Jefferson, Jolivue, Jonesville, Keller, Kenbridge, Keokee, Keysville, Kilmarnock, La Crosse, Lake Barcroft, Lake Monticello, Lake Ridge, Lakeside, Laurel, Laurel Park, Lawrenceville, Laymantown, Lebanon, Leesburg, Lexington, Lincolnia, Linton Hall, Loch Lomond, Lorton, Louisa, Lovettsville, Low Moor, Luray, Lynchburg, Lyndhurst, Madison, Madison Heights, Manassas, Manassas Park, Mantua, Marion, Martinsville, Massanutten, Matoaca, Max Meadows, McKenney, McLean, Mechanicsville, Melfa, Merrifield, Merrimac, Middleburg, Middletown, Mineral, Montclair, Monterey, Montrose, Montross, Mount Crawford, Mount Jackson, Mount Vernon, Narrows, Nassawadox, New Castle, New Market, Newington, Newport News, Newsoms, Nickelsville, Nokesville, Norfolk, North Shore, North Springfield, Norton, Oak Level, Oakton, Occoquan, Onancock, Onley, Orange, Painter, Pamplin, Parksley, Patrick Springs, Pearisburg, Pembroke, Penhook, Pennington Gap, Petersburg, Phenix, Pimmit Hills, Pocahontas, Poquoson, Port Royal, Portsmouth, Pound, Pulaski, Purcellville, Quantico, Quantico Station, Radford, Raven, Remington, Reston, Rich Creek, Richlands, Richmond, Ridgeway, Roanoke, Rocky Mount, Rose Hill, Rose Hill, Round Hill, Rural Retreat, Rushmere, Rustburg, Salem, Saltville, Sandy Level, Saxis, Scottsburg, Scottsville, Selma, Seven Corners, Shawsville, Shenandoah, Sherando, Short Pump, Smithfield, South Boston, South Hill, Spotsylvania Courthouse, Springfield, St. Charles, St. Paul, Stanardsville, Stanley, Stanleytown, Staunton, Stephens, Stony Creek, Strasburg, Stuart, Stuarts Draft, Sudley, Suffolk, Sugar Grove, Surry, Tangier, Tappahannock, Tazewell, The Plains, Timberlake, Timberville, Toms Brook, Triangle, Troutdale, Troutville, Tuckahoe, Tysons Corner, Union Hall, Urbanna, Vansant, Verona, Victoria, Vienna, Villa Heights, Vinton, Virgilina, Virginia Beach, Wachapreague, Wakefield, Warrenton, Warsaw, Washington, Waverly, Waynesboro, Weber, West Gate, West Point, West Springfield, Westlake Corner, Weyers Cave, White Stone, Williamsburg, Winchester, Windsor, Wise, Wolf Trap, Woodbridge, Woodlawn, Woodstock, Wyndham, Wytheville, Yorkshire, Yorktown

Zip: 20105, 20106, 20109, 20110, 20111, 20112, 20115, 20117, 20118, 20119, 20120, 20121, 20124, 20129, 20130, 20132, 20135, 20136, 20137, 20138, 20139, 20140, 20141, 20143, 20144, 20147, 20148, 20151, 20152, 20155, 20158, 20164, 20165, 20166, 20169, 20170, 20171, 20175, 20176, 20180, 20181, 20184, 20186, 20187, 20190, 20191, 20194, 20197, 20198, 22003, 22015, 22026, 22027, 22030, 22031, 22032, 22033, 22039, 22041, 22042, 22043, 22044, 22046, 22060, 22066, 22079, 22101, 22102, 22124, 22125, 22134, 22150, 22151, 22152, 22153, 22172, 22180, 22181, 22182, 22191, 22192, 22193, 22201, 22202, 22203, 22204, 22205, 22206, 22207, 22209, 22211, 22213, 22301, 22302, 22303, 22304, 22305, 22306, 22307, 22308, 22309, 22310, 22311, 22312, 22314, 22315, 22401, 22405, 22406, 22407, 22408, 22427, 22432, 22433, 22435, 22436, 22437, 22438, 22443, 22448, 22454, 22460, 22469, 22473, 22476, 22480, 22482, 22485, 22488, 22503, 22504, 22507, 22508, 22509, 22511, 22514, 22520, 22529, 22534, 22535, 22538, 22539, 22542, 22546, 22548, 22553, 22554, 22560, 22567, 22572, 22576, 22578, 22579, 22580, 22601, 22602, 22603, 22610, 22611, 22620, 22624, 22625, 22626, 22627, 22630, 22637, 22639, 22640, 22641, 22642, 22643, 22644, 22645, 22646, 22650, 22652, 22654, 22655, 22656, 22657, 22660, 22663, 22664, 22701, 22709, 22711, 22712, 22713, 22714, 22715, 22716, 22718, 22719, 22720, 22722, 22723, 22724, 22726, 22727, 22728, 22729, 22730, 22731, 22732, 22733, 22734, 22735, 22736, 22737, 22738, 22740, 22741, 22742, 22743, 22746, 22747, 22749, 22801, 22802, 22810, 22811, 22812, 22815, 22820, 22821, 22824, 22827, 22830, 22831, 22832, 22834, 22835, 22840, 22841, 22842, 22843, 22844, 22845, 22846, 22847, 22849, 22850, 22851, 22853, 22901, 22902, 22903, 22911, 22920, 22922, 22923, 22924, 22931, 22932, 22935, 22936, 22937, 22938, 22939, 22940, 22942, 22943, 22946, 22947, 22948, 22949, 22952, 22954, 22957, 22958, 22959, 22960, 22963, 22964, 22967, 22968, 22969, 22971, 22972, 22973, 22974, 22976, 22980, 22989, 23001, 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23404, 23405, 23407, 23409, 23410, 23413, 23415, 23416, 23417, 23418, 23420, 23421, 23423, 23426, 23427, 23430, 23432, 23433, 23434, 23435, 23436, 23437, 23438, 23440, 23441, 23442, 23451, 23452, 23454, 23455, 23456, 23457, 23459, 23461, 23462, 23464, 23480, 23487, 23488, 23502, 23503, 23504, 23505, 23507, 23508, 23509, 23510, 23513, 23517, 23518, 23521, 23523, 23601, 23602, 23603, 23604, 23605, 23606, 23607, 23608, 23651, 23661, 23662, 23663, 23664, 23665, 23666, 23669, 23690, 23691, 23692, 23693, 23696, 23701, 23702, 23703, 23704, 23707, 23708, 23801, 23803, 23805, 23821, 23824, 23827, 23828, 23829, 23830, 23831, 23832, 23833, 23834, 23836, 23837, 23838, 23839, 23840, 23841, 23842, 23843, 23844, 23845, 23846, 23847, 23850, 23851, 23856, 23857, 23860, 23866, 23867, 23868, 23872, 23874, 23875, 23876, 23878, 23879, 23881, 23882, 23883, 23885, 23887, 23888, 23889, 23890, 23893, 23894, 23897, 23898, 23899, 23901, 23915, 23917, 23919, 23920, 23921, 23922, 23923, 23924, 23927, 23930, 23934, 23936, 23937, 23938, 23939, 23942, 23943, 23944, 23947, 23950, 23952, 23954, 23958, 23959, 23960, 23962, 23963, 23964, 23966, 23967, 23968, 23970, 23974, 23976, 24011, 24012, 24013, 24014, 24015, 24016, 24017, 24018, 24019, 24020, 24053, 24054, 24055, 24058, 24059, 24060, 24064, 24065, 24066, 24067, 24069, 24070, 24072, 24073, 24076, 24077, 24078, 24079, 24082, 24083, 24084, 24085, 24086, 24087, 24088, 24089, 24090, 24091, 24092, 24093, 24094, 24095, 24101, 24102, 24104, 24105, 24112, 24120, 24121, 24122, 24124, 24127, 24128, 24131, 24132, 24133, 24134, 24136, 24137, 24138, 24139, 24141, 24142, 24147, 24148, 24149, 24150, 24151, 24153, 24161, 24162, 24165, 24167, 24168, 24171, 24174, 24175, 24176, 24179, 24184, 24185, 24201, 24202, 24210, 24211, 24215, 24216, 24217, 24218, 24219, 24220, 24221, 24224, 24225, 24226, 24228, 24230, 24236, 24237, 24239, 24243, 24244, 24245, 24248, 24250, 24251, 24256, 24258, 24260, 24263, 24265, 24266, 24269, 24270, 24271, 24272, 24273, 24277, 24279, 24280, 24281, 24282, 24283, 24285, 24290, 24292, 24293, 24301, 24311, 24312, 24313, 24314, 24315, 24316, 24317, 24318, 24319, 24322, 24323, 24324, 24325, 24326, 24327, 24328, 24330, 24333, 24340, 24343, 24347, 24348, 24350, 24351, 24352, 24354, 24360, 24361, 24363, 24366, 24368, 24370, 24374, 24375, 24377, 24378, 24380, 24381, 24382, 24401, 24412, 24413, 24415, 24416, 24421, 24422, 24426, 24430, 24431, 24432, 24433, 24435, 24437, 24439, 24440, 24441, 24442, 24445, 24448, 24450, 24457, 24458, 24459, 24460, 24463, 24464, 24465, 24467, 24471, 24472, 24473, 24474, 24475, 24477, 24479, 24482, 24483, 24484, 24485, 24486, 24487, 24501, 24502, 24503, 24504, 24517, 24520, 24521, 24522, 24523, 24526, 24527, 24528, 24529, 24530, 24531, 24533, 24534, 24536, 24538, 24539, 24540, 24541, 24549, 24550, 24551, 24553, 24554, 24555, 24556, 24557, 24558, 24562, 24563, 24565, 24566, 24569, 24571, 24572, 24574, 24577, 24578, 24579, 24580, 24581, 24586, 24588, 24589, 24590, 24592, 24593, 24594, 24595, 24597, 24598, 24599, 24601, 24602, 24603, 24604, 24605, 24606, 24607, 24609, 24612, 24613, 24614, 24620, 24622, 24624, 24628, 24630, 24631, 24634, 24635, 24637, 24639, 24641, 24646, 24649, 24651, 24656, 24657, 37642

Area Code: 276, 434, 540, 571, 703, 757, 804

Updated

June 20, 2013

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