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Kentucky (KY) Current Mortgage Rates

Use our Kentucky (KY) Current Mortgage Rates to compare, research and review lenders before you finalize your mortgage. Find a home loan for a first home purchase or refinance from lenders in your area.

Lender	Mortgage Type	Rate	Points	APR	Monthly Payment	Features	Contact
Quicken Loans	30 Yr. Fixed 30 Yr. Fixed 30 Yr. Fixed 30 Yr. Fixed 30 Yr. Fixed 30 Yr. Fixed 15 Yr. Fixed 15 Yr. Fixed 15 Yr. Fixed 15 Yr. Fixed 15 Yr. Fixed 15 Yr. Fixed 20 Yr. Fixed 20 Yr. Fixed 20 Yr. Fixed 20 Yr. Fixed 20 Yr. Fixed 20 Yr. Fixed 10 Yr. Fixed 10 Yr. Fixed 10 Yr. Fixed 10 Yr. Fixed 5/1 Yr. ARM 5/1 Yr. ARM 5/1 Yr. ARM 5/1 Yr. ARM 5/1 Yr. ARM 5/1 Yr. ARM FHA 30 Yr. VA 30 Yr. VA 30 Yr. VA 30 Yr. VA 30 Yr. VA 30 Yr. VA 15 Yr.	4.375% 4.375% 4.500% 4.625% 4.750% 4.875% 3.750% 3.750% 3.875% 3.875% 4.125% 4.250% 4.125% 4.250% 4.375% 4.375% 4.625% 4.750% 3.750% 3.750% 3.750% 3.750% 3.125% 3.250% 3.375% 3.625% 3.875% 4.125% 4.625% 4.250% 4.375% 4.500% 4.625% 4.625% 4.000%	1.375 1.75 0.875 0.875 1.125 1.5 1 0.625 1.875 1.75 1 0.625 0.5 0.125 1.75 1.75 1 0.875 1.5 1.125 0.375 0.25 0.5	4.586% 4.619% 4.668% 4.794% 4.905% 4.998% 4.076% 4.133% 4.184% 4.127% 4.284% 4.410% 4.472% 4.584% 4.620% 4.575% 4.752% 4.897% 4.086% 4.005% 4.119% 4.053% 3.352% 3.478% 3.543% 3.785% 3.963% 4.215% 4.720% 4.402% 4.496% 4.557% 4.671% 4.650% 4.117%	$749 $749 $760 $771 $782 $794 $1,091 $1,091 $1,100 $1,100 $1,119 $1,128 $919 $929 $939 $939 $959 $969 $1,501 $1,501 $1,501 $1,501 $643 $653 $663 $684 $705 $727 $771 $738 $749 $760 $771 $771 $1,110	We can close your loan in less than a month! Don't miss your chance to lock in a low fixed-rate and payment today. Rates continue to be at historic lows! Learn More »	Call Now
Amerisave Mortgage Corporation	30 Yr. Fixed 30 Yr. Fixed 30 Yr. Fixed 15 Yr. Fixed 15 Yr. Fixed 15 Yr. Fixed	4.500% 4.125% 4.375% 3.875% 3.625% 3.750%	1.956 0.524 1.491 0.485	4.533% 4.324% 4.453% 3.933% 3.904% 3.879%	$760 $727 $749 $1,100 $1,082 $1,091	Direct Mortgage Lender Close in as little as 10 days Apply Online. PreApproved in Minutes Learn More »	Call Now
ING Direct	5/1 Yr. ARM 7/1 Yr. ARM	3.250% 3.500%		3.396% 3.499%	$653 $674	With the Orange Mortgage, there's nothing under the rug. Low closing costs, no bank fees and a great rate! Perfect for refinance or purchase. Great for first time buyers. Learn More »	Call Now
National Mortgage Alliance	30 Yr. Fixed 30 Yr. Fixed 30 Yr. Fixed 15 Yr. Fixed 15 Yr. Fixed 15 Yr. Fixed 3/1 Yr. ARM 3/1 Yr. ARM 3/1 Yr. ARM 20 Yr. Fixed 20 Yr. Fixed 20 Yr. Fixed 5/1 Yr. ARM 5/1 Yr. ARM 5/1 Yr. ARM 7/1 Yr. ARM 7/1 Yr. ARM 7/1 Yr. ARM	4.250% 4.375% 4.375% 3.750% 3.750% 3.750% 3.625% 3.750% 3.750% 4.125% 4.250% 4.250% 3.125% 3.250% 3.250% 3.500% 3.500% 3.500%		4.340% 4.412% 4.412% 3.799% 3.898% 3.898% 3.729% 3.841% 3.841% 4.340% 4.250% 4.250% 3.212% 3.298% 3.298% 3.592% 3.592% 3.589%	$738 $749 $749 $1,091 $1,091 $1,091 $684 $695 $695 $919 $929 $929 $643 $653 $653 $674 $674 $674	FDIC Insured Bank & Direct Lender Guaranteed Rates & Fees Certified Upfront Lender Learn More »	Call Now

County: Adair County, Allen County, Anderson County, Ballard County, Barren County, Bath County, Bell County, Boone County, Bourbon County, Boyd County, Boyle County, Bracken County, Breathitt County, Breckinridge County, Bullitt County, Butler County, Caldwell County, Calloway County, Campbell County, Carlisle County, Carroll County, Carter County, Casey County, Christian County, Clark County, Clay County, Clinton County, Crittenden County, Cumberland County, Daviess County, Edmonson County, Elliott County, Estill County, Fayette County, Fleming County, Floyd County, Franklin County, Fulton County, Gallatin County, Garrard County, Grant County, Graves County, Grayson County, Green County, Greenup County, Hancock County, Hardin County, Harlan County, Harrison County, Hart County, Henderson County, Henry County, Hickman County, Hopkins County, Jackson County, Jefferson County, Jessamine County, Johnson County, Kenton County, Knott County, Knox County, Larue County, Laurel County, Lawrence County, Lee County, Leslie County, Letcher County, Lewis County, Lincoln County, Livingston County, Logan County, Lyon County, Madison County, Magoffin County, Marion County, Marshall County, Martin County, Mason County, McCracken County, McCreary County, McLean County, Meade County, Menifee County, Mercer County, Metcalfe County, Monroe County, Montgomery County, Morgan County, Muhlenberg County, Nelson County, Nicholas County, Ohio County, Oldham County, Owen County, Owsley County, Pendleton County, Perry County, Pike County, Powell County, Pulaski County, Robertson County, Rockcastle County, Rowan County, Russell County, Scott County, Shelby County, Simpson County, Spencer County, Taylor County, Todd County, Trigg County, Trimble County, Union County, Warren County, Washington County, Wayne County, Webster County, Whitley County, Wolfe County, Woodford County

City: Adairville, Albany, Alexandria, Allen, Allensville, Anchorage, Annville, Arlington, Ashland, Auburn, Audubon Park, Augusta, Bancroft, Barbourmeade, Barbourville, Bardstown, Bardwell, Barlow, Beattyville, Beaver Dam, Bedford, Beechwood Village, Bellefonte, Bellemeade, Bellevue, Bellewood, Benham, Benton, Berea, Berry, Blackey, Blaine, Blandville, Bloomfield, Blue Ridge Manor, Bonnieville, Booneville, Bowling Green, Bradfordsville, Brandenburg, Breckinridge Center, Bremen, Briarwood, Broad Fields, Brodhead, Broeck Pointe, Bromley, Brooks, Brooksville, Brownsboro Farm, Brownsboro Village, Brownsville, Buckhorn, Buckner, Buechel, Burgin, Burkesville, Burlington, Burnside, Butler, Cadiz, Calhoun, California, Calvert, Camargo, Cambridge, Campbellsburg, Campbellsville, Campton, Caneyville, Carlisle, Carrollton, Carrsville, Catlettsburg, Cave, Cedarville, Centertown, Central, Cherrywood Village, Clarkson, Claryville, Clay, Clay, Clinton, Cloverport, Coal Run Village, Cold Spring, Coldstream, Columbia, Columbus, Concord, Corbin, Corinth, Corydon, Covington, Crab Orchard, Creekside, Crescent Springs, Crestview, Crestview Hills, Crestwood, Crittenden, Crofton, Crossgate, Cumberland, Cynthiana, Danville, Dawson Springs, Dayton, Dixon, Douglass Hills, Dover, Drakesboro, Druid Hills, Dry Ridge, Dycusburg, Earlington, East Bernstadt, Eddyville, Edgewood, Edmonton, Ekron, Elizabethtown, Elkhorn, Elkton, Elsmere, Eminence, Erlanger, Eubank, Evarts, Ewing, Fairdale, Fairfield, Fairmeade, Fairview, Falmouth, Ferguson, Fern Creek, Fincastle, Flatwoods, Fleming-Neon, Flemingsburg, Florence, Fordsville, Forest Hills, Fort Campbell North, Fort Knox, Fort Mitchell, Fort Thomas, Fort Wright, Fountain Run, Fox Chase, Frankfort, Franklin, Fredonia, Frenchburg, Fulton, Gamaliel, Georgetown, Germantown, Ghent, Glasgow, Glencoe, Glenview, Glenview Hills, Glenview Manor, Goose Creek, Goshen, Grand Rivers, Gratz, Graymoor-Devondale, Grayson, Green Spring, Greensburg, Greenup, Greenville, Guthrie, Hanson, Hardin, Hardinsburg, Harlan, Harrodsburg, Hartford, Hawesville, Hazard, Hazel, Hebron Estates, Henderson, Hendron, Hickman, Hickory Hill, Highland Heights, Highview, Hills and Dales, Hillview, Hindman, Hiseville, Hodgenville, Hollow Creek, Hollyvilla, Hopkinsville, Horse Cave, Houston Acres, Hunters Hollow, Hurstbourne, Hurstbourne Acres, Hustonville, Hyden, Independence, Indian Hills, Inez, Irvine, Irvington, Island, Jackson, Jamestown, Jeffersontown, Jeffersonville, Jenkins, Junction, Keeneland, Kenton Vale, Kevil, Kingsley, Kuttawa, La Center, La Grange, LaFayette, Lakeside Park, Lakeview Heights, Lancaster, Langdon Place, Latonia Lakes, Lawrenceburg, Lebanon, Lebanon Junction, Ledbetter, Leitchfield, Lewisburg, Lewisport, Lexington-Fayette, Liberty, Lincolnshire, Livermore, Livingston, London, Lone Oak, Loretto, Louisa, Louisville, Loyall, Ludlow, Lynch, Lyndon, Lynnview, Mackville, Madisonville, Manchester, Manor Creek, Marion, Martin, Maryhill Estates, Masonville, Massac, Mayfield, Maysville, McHenry, McKee, McRoberts, Meadow Vale, Meadowbrook Farm, Meadowview Estates, Melbourne, Mentor, Middlesborough, Middletown, Midway, Millersburg, Milton, Minor Lane Heights, Mockingbird Valley, Monterey, Monticello, Moorland, Morehead, Morganfield, Morgantown, Mortons Gap, Mount Olivet, Mount Sterling, Mount Vernon, Mount Washington, Muldraugh, Munfordville, Murray, Murray Hill, Nebo, New Castle, New Haven, Newburg, Newport, Nicholasville, Norbourne Estates, North Corbin, North Middletown, Northfield, Nortonville, Norwood, Oak Grove, Oakbrook, Oakland, Okolona, Old Brownsboro Place, Olive Hill, Orchard Grass Hills, Owensboro, Owenton, Owingsville, Paducah, Paintsville, Paris, Park, Park Hills, Park Lake, Parkway Village, Pembroke, Perryville, Pewee Valley, Phelps, Pikeville, Pine Knot, Pineville, Pioneer Village, Pippa Passes, Plantation, Pleasure Ridge Park, Pleasureville, Plum Springs, Plymouth Village, Poplar Hills, Powderly, Prestonsburg, Prestonville, Princeton, Prospect, Providence, Raceland, Radcliff, Ravenna, Raywick, Reidland, Richlawn, Richmond, River Bluff, Riverwood, Robards, Rochester, Rockport, Rolling Fields, Rolling Hills, Russell, Russell Springs, Russellville, Ryland Heights, Sacramento, Sadieville, Salem, Salt Lick, Salyersville, Sanders, Sandy Hook, Sardis, Science Hill, Scottsville, Sebree, Seneca Gardens, Sharpsburg, Shelbyville, Shepherdsville, Shively, Silver Grove, Simpsonville, Slaughters, Smithfield, Smithland, Smiths Grove, Somerset, Sonora, South Carrollton, South Park View, South Shore, South Wallins, Southgate, Sparta, Spring Mill, Spring Valley, Springfield, Springlee, St. Charles, St. Dennis, St. Matthews, St. Regis Park, Stamping Ground, Stanford, Stanton, Stearns, Strathmoor Manor, Strathmoor Village, Sturgis, Sycamore, Taylor Mill, Taylorsville, Ten Broeck, Thornhill, Tompkinsville, Trenton, Union, Uniontown, Upton, Valley Station, Vanceburg, Versailles, Vicco, Villa Hills, Vine Grove, Visalia, Wallins Creek, Walton, Warfield, Warsaw, Water Valley, Watterson Park, Waverly, Wayland, Wellington, West Buechel, West Liberty, West Point, Westwood, Westwood, Wheatcroft, Wheelwright, Whipps Millgate, White Plains, Whitesburg, Whitesville, Whitley, Wickliffe, Wilder, Wildwood, Williamsburg, Williamstown, Willisburg, Wilmore, Winchester, Windy Hills, Wingo, Woodburn, Woodbury, Woodland Hills, Woodlawn, Woodlawn Park, Woodlawn-Oakdale, Worthington, Worthington Hills, Worthville, Wurtland

Zip: 38079, 40003, 40004, 40006, 40007, 40008, 40009, 40010, 40011, 40012, 40013, 40014, 40019, 40020, 40022, 40023, 40026, 40031, 40033, 40036, 40037, 40040, 40045, 40046, 40047, 40050, 40051, 40052, 40055, 40056, 40057, 40058, 40059, 40060, 40062, 40065, 40067, 40068, 40069, 40070, 40071, 40076, 40077, 40078, 40104, 40107, 40108, 40109, 40111, 40115, 40117, 40118, 40119, 40121, 40140, 40142, 40143, 40144, 40145, 40146, 40150, 40152, 40155, 40157, 40160, 40162, 40164, 40165, 40170, 40171, 40175, 40176, 40177, 40178, 40202, 40203, 40204, 40205, 40206, 40207, 40208, 40209, 40210, 40211, 40212, 40213, 40214, 40215, 40216, 40217, 40218, 40219, 40220, 40222, 40223, 40228, 40229, 40241, 40242, 40243, 40245, 40258, 40272, 40291, 40299, 40310, 40311, 40312, 40313, 40316, 40322, 40324, 40328, 40330, 40334, 40336, 40337, 40339, 40342, 40346, 40347, 40348, 40350, 40351, 40353, 40355, 40356, 40358, 40359, 40360, 40361, 40363, 40370, 40371, 40372, 40374, 40376, 40379, 40380, 40383, 40385, 40387, 40390, 40391, 40402, 40403, 40409, 40419, 40422, 40437, 40440, 40442, 40444, 40445, 40447, 40448, 40456, 40460, 40461, 40464, 40468, 40472, 40475, 40481, 40484, 40486, 40488, 40489, 40502, 40503, 40504, 40505, 40507, 40508, 40509, 40510, 40511, 40513, 40514, 40515, 40516, 40517, 40601, 40701, 40729, 40730, 40734, 40737, 40740, 40741, 40744, 40759, 40763, 40769, 40771, 40801, 40803, 40806, 40807, 40808, 40810, 40813, 40815, 40816, 40818, 40819, 40820, 40823, 40824, 40826, 40827, 40828, 40830, 40831, 40840, 40843, 40844, 40845, 40847, 40849, 40854, 40855, 40856, 40858, 40862, 40863, 40865, 40867, 40868, 40870, 40873, 40874, 40902, 40903, 40906, 40913, 40914, 40915, 40921, 40923, 40927, 40930, 40935, 40940, 40941, 40943, 40946, 40949, 40953, 40958, 40962, 40965, 40972, 40977, 40979, 40982, 40983, 40988, 40995, 40997, 40999, 41001, 41002, 41003, 41004, 41005, 41006, 41007, 41008, 41010, 41011, 41014, 41015, 41016, 41017, 41018, 41030, 41031, 41033, 41034, 41035, 41039, 41040, 41041, 41042, 41043, 41044, 41045, 41046, 41048, 41049, 41051, 41052, 41055, 41056, 41059, 41063, 41064, 41071, 41073, 41074, 41075, 41076, 41080, 41083, 41085, 41086, 41091, 41092, 41093, 41094, 41095, 41097, 41098, 41101, 41102, 41121, 41124, 41129, 41132, 41135, 41137, 41139, 41141, 41142, 41143, 41144, 41146, 41149, 41159, 41164, 41166, 41168, 41169, 41170, 41171, 41174, 41175, 41179, 41180, 41183, 41189, 41201, 41203, 41204, 41214, 41216, 41219, 41222, 41224, 41226, 41228, 41230, 41231, 41232, 41234, 41238, 41240, 41250, 41254, 41255, 41256, 41257, 41260, 41262, 41263, 41264, 41265, 41267, 41268, 41274, 41301, 41310, 41311, 41314, 41317, 41332, 41339, 41344, 41348, 41360, 41364, 41365, 41367, 41377, 41385, 41386, 41390, 41397, 41408, 41421, 41425, 41426, 41464, 41465, 41472, 41501, 41503, 41512, 41513, 41514, 41519, 41522, 41524, 41527, 41528, 41531, 41534, 41535, 41537, 41538, 41539, 41540, 41543, 41544, 41546, 41547, 41548, 41549, 41553, 41554, 41555, 41557, 41558, 41559, 41560, 41562, 41563, 41564, 41566, 41567, 41568, 41569, 41571, 41572, 41601, 41602, 41603, 41604, 41605, 41606, 41607, 41612, 41615, 41616, 41619, 41621, 41622, 41630, 41631, 41632, 41635, 41636, 41640, 41642, 41645, 41647, 41649, 41650, 41651, 41653, 41655, 41659, 41660, 41663, 41666, 41667, 41669, 41701, 41712, 41714, 41719, 41721, 41722, 41723, 41725, 41727, 41729, 41730, 41731, 41735, 41736, 41739, 41740, 41745, 41746, 41749, 41751, 41754, 41759, 41760, 41762, 41763, 41764, 41766, 41772, 41773, 41774, 41775, 41776, 41777, 41778, 41804, 41810, 41812, 41815, 41817, 41819, 41821, 41822, 41824, 41825, 41826, 41828, 41831, 41832, 41833, 41834, 41835, 41836, 41837, 41838, 41839, 41840, 41843, 41844, 41845, 41847, 41849, 41855, 41858, 41859, 41861, 41862, 42001, 42003, 42020, 42021, 42022, 42023, 42024, 42025, 42027, 42028, 42029, 42031, 42032, 42035, 42036, 42038, 42039, 42040, 42041, 42044, 42045, 42047, 42048, 42049, 42050, 42051, 42053, 42054, 42055, 42056, 42058, 42060, 42061, 42064, 42066, 42069, 42071, 42076, 42078, 42079, 42081, 42082, 42083, 42084, 42085, 42086, 42087, 42088, 42101, 42103, 42104, 42120, 42122, 42123, 42127, 42129, 42131, 42133, 42134, 42140, 42141, 42151, 42153, 42154, 42157, 42159, 42160, 42164, 42166, 42167, 42170, 42171, 42202, 42204, 42206, 42207, 42210, 42211, 42214, 42215, 42217, 42220, 42223, 42232, 42234, 42236, 42240, 42254, 42256, 42259, 42261, 42262, 42265, 42266, 42273, 42274, 42275, 42276, 42280, 42285, 42286, 42287, 42301, 42303, 42320, 42321, 42323, 42324, 42325, 42326, 42327, 42328, 42330, 42332, 42333, 42337, 42338, 42339, 42343, 42344, 42345, 42347, 42348, 42349, 42350, 42351, 42352, 42354, 42355, 42361, 42365, 42366, 42368, 42369, 42370, 42371, 42372, 42374, 42376, 42378, 42403, 42404, 42406, 42408, 42409, 42410, 42411, 42413, 42420, 42431, 42436, 42437, 42440, 42441, 42442, 42444, 42445, 42450, 42451, 42452, 42453, 42455, 42456, 42457, 42458, 42459, 42461, 42462, 42463, 42464, 42501, 42503, 42516, 42518, 42519, 42528, 42533, 42539, 42541, 42544, 42553, 42565, 42566, 42567, 42602, 42603, 42629, 42631, 42632, 42633, 42634, 42635, 42638, 42642, 42647, 42649, 42653, 42701, 42711, 42712, 42713, 42715, 42716, 42717, 42718, 42721, 42722, 42724, 42726, 42728, 42729, 42731, 42732, 42733, 42740, 42741, 42742, 42743, 42746, 42748, 42749, 42753, 42754, 42757, 42759, 42761, 42762, 42765, 42776, 42782, 42784, 42788

Area Code: 270, 502, 606, 859

Updated

September 10, 2010

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Loan Term

• 30 Year Fixed
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• 1 Year ARM

Loan Type

• New Home Purchase
• Refinance

Loan Amount

• $100,000
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• $675,000
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• $800,000
• $825,000
• $850,000
• $875,000
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• $975,000
• $1,000,000